AI-Powered Accounting

The smartest accounting assistant
you’ve ever worked with.

Joy Pilot weaves artificial intelligence into every corner of your bookkeeping — from voice-powered invoicing and receipt scanning to intelligent bank reconciliation. Less manual work, fewer mistakes, more time for the work you love.

No credit card needed · Set up in minutes · Cancel anytime

Your AI Co-pilot

Meet Jodie — the assistant that accounting.

Jodie isn’t just another chatbot. She’s been purpose-built for Joy Pilot, trained to understand invoicing, expenses, contacts, tax rules and your business context. Talk to her like you’d talk to a real bookkeeper — she gets it.

Jodie
Intent
“Invoice”
Contact
“Acme Ltd”
Lines
3 × £450/day
VAT
20% applied
Due
23 Mar 2026
Total
£1,620 inc. VAT
Invoice Created
Send to client?

Chat by text. Chat by voice.

Open the Jodie panel and just start talking. She uses OpenAI’s real-time voice technology to have a genuine conversation with you — no button-mashing, no menu-hunting. Just say what you need.

  • Create invoices by voice — “Invoice Acme Ltd for 38 hours of engineering at $30 per hour”
  • Record expenses on the go — “Add an expense for $200 marketing from Joe Smith on Monday”
  • Manage contacts — “Add a new contact for Sarah at Green Solutions, email [email protected]
  • Process owner payments — salary, drawings, dividends or loan repayments via conversation
  • Ask anything — “How much did I spend on travel last quarter?”

Real-Time Voice

Jodie listens and responds in real time using WebRTC voice streaming. No waiting, no delays — a genuine back-and-forth conversation about your finances.

Context-Aware

Jodie knows your chart of accounts, tax rates, contacts and business type. She adapts her guidance to your country’s rules — from UK VAT to NZ GST.

Intelligent Routing

Jodie detects what you need — expense, invoice, contact or payment — and activates the right tools automatically. No menus. No wrong turns.

Voice Powered

Create invoices and expenses

Making a coffee? Driving home from a job? Just talk. Joy Pilot transcribes your speech in real time using advanced speech recognition, then the AI extracts every detail — client name, hours, rate, date, line items — and builds the transaction for you.

Voice-to-Invoice

Dictate a full invoice and we’ll populate every field — client, line items, tax, due date. Review and send.

Voice-to-Expense

Describe what you paid, who you paid and when. The AI handles the rest — category, tax, supplier matching.

Multi-Language Transcription

Joy Pilot transcribes your voice in your language, so you can dictate naturally without switching to English.

JP
Unpaid Invoices
GBP 11,400
Personal Tax
GBP 6,557
Company Tax
GBP 1,464
VAT
GBP 1,643
Bank Accounts
[ + Add ]
HSBC Current Account · Balance: £0.00
Profit & Loss Summary
i
01-Jan-2024 to 31-Mar-2026
Hi Greg
What are we working on today?
Add an expense
Create an invoice
Recent expenses

Create an invoice for Riverside Design for 3 days of website design at £450/day, due in 14 days

Jodie

Here’s the invoice summary for Riverside Design:

Date: 06 Mar-2026
Due Date: 16 Mar-2026
Line Item: 3 days of website design at £450/day
Total: £1,350 (+ VAT)
Bank Account: HSBC Current Account (ending 5678)

Ready to proceed with creating the invoice.

Yes, create invoice

Jodie

Your Invoice has been successfully created. The invoice number is 2026-12 and the total of £1,350 (+VAT) was applied.

If you need to email this invoice to Riverside Design or have any other tasks, just let me know.

Please email the invoice

Jodie

The invoice has been sent. Let me know if you have any other questions.

Ask Jodie anything...
INVOICE
To: Riverside Design
14 River Walk
London, SW1 4AB
GREG BENNETT
12 Studio Lane
London, EC2 7HN
INV-2026-12
06-Mar-2026
Due: 20-Mar-2026
DescriptionTotal
Website design — 3 days × £450/day 1,350.00
Subtotal1,350.00
VAT (20%)270.00
TOTAL (GBP)£1,620.00
PAYMENT TO:
Greg Bennett · Sort: 40-00-04 · Acc: 12341234
BANK STATEMENT
ACME LTD DESIGN
03 Mar 2026 -£1,620.00
UNRECONCILED
Expenses Match found
Invoices No match
Takings No match
MATCH FOUND
Expense #417
Acme Ltd Design — £1,620
96
VECTOR MEMORY
similarity 88%
PREVIOUSLY MATCHED
"ACME DESIGN SERVICES" → Expense
Confidence: 94%
RECONCILED
ACME LTD DESIGN   -£1,620
Expense #417 — Acme Ltd
96 · Auto-matched
Pattern stored → next time, instant match
AI Reconciliation

Bank reconciliation that .

Joy Pilot uses a vector database to remember how you’ve reconciled transactions before. Every time you match a bank entry to an invoice or expense, the system gets smarter — so next time, it suggests the right match before you even look.

Semantic matching — understands the meaning behind transaction descriptions, not just keywords
Learns over time — each reconciliation makes future suggestions more accurate
Multi-factor scoring — combines amount, date proximity and description similarity for high-confidence matches
Multiple matching engines — sales, expenses, tax payments, transfers and asset purchases are each handled by specialist logic

How Smart Reconciliation Works

1

Bank feed arrives

Transactions flow in automatically from your bank

2

AI searches memory

The vector database finds similar past transactions

3

Match suggested

Joy Pilot recommends the most likely accounting entry

4

One click to confirm

Accept the suggestion — and the AI gets even smarter

Scan & Extract

Point your camera.

Receipts, bank statements, business cards — Joy Pilot uses multiple AI engines to extract every detail so you never have to type it in yourself. Even if the document is in a foreign language.

WAREHOUSE STATIONERY
48 Lambton Quay, Wellington
A4 Copy Paper 5pk$34.99
Ink Cartridge Blk$42.50
Whiteboard Markers 4pk$12.99
Desk Organiser$24.95
Sticky Notes 12pk$8.49
USB-C Hub$59.00
Subtotal$159.14
GST (15%)$23.87
TOTAL$182.92
09/03/2026   10:47   GST# 123-456-789
📷 Tap to snap
WAREHOUSE STATIONERY
48 Lambton Quay, Wellington
A4 Copy Paper 5pk$34.99
Ink Cartridge Blk$42.50
Whiteboard Markers 4pk$12.99
Desk Organiser$24.95
Sticky Notes 12pk$8.49
USB-C Hub$59.00
Subtotal$159.14
GST (15%)$23.87
TOTAL$182.92
09/03/2026   10:47   GST# 123-456-789
supplier_name
Warehouse Stationery
transaction_date
2026-03-09
overall_amount
$182.92 NZD
sales_tax
$23.87 GST (15%)
items
Paper, ink, markers & 3 more
chart_of_account_code
Office running costs
Expense recorded & photo of receipt attached

Receipt Scanning

Snap a photo of any receipt and Joy Pilot extracts the supplier, amount, date, tax and individual line items. Jodie creates the expense for you and attaches the receipt image automatically, so you’ve got the details and proof all in one place. If there are more than three items, they’re intelligently consolidated. The AI even detects the currency and calculates tax-inclusive totals automatically.

  • Extracts supplier, amount, date, tax & line items, then attaches the receipt
  • Translates foreign-language receipts to your language
  • Detects tips and separates them as line items
HSBC Current Account — Statement
Account: 01-1234-5678900-00
DateDescriptionAmount
09/03WAREHOUSE STATIONERY-182.92
09/03UBER *TRIP-31.50
09/03FLIGHT COFFEE-24.00
08/03XERO MONTHLY-55.00
08/03SPARK NZ-89.99
07/03COUNTDOWN-67.43
07/03BP CONNECT-92.10
06/03NETFLIX-22.99
06/03MIGHTY APE-45.00
05/03Z ENERGY-78.54

Banking

Transactions

HSBC Current Account
Warehouse Stationery-$182.92
Uber *Trip-$31.50
Flight Coffee-$24.00
Xero Monthly-$55.00
Spark NZ-$89.99
Countdown-$67.43
BP Connect-$92.10
Netflix-$22.99
Mighty Ape-$45.00
Z Energy-$78.54
Import

Bank Statement Scanning

Upload a bank statement as a PDF or image and let AI do the heavy lifting. Joy Pilot extracts every transaction — date, description, amount — and correctly determines whether each entry is a debit or credit, even across multi-page documents.

  • Handles multi-page PDF statements
  • Correctly reads debit/credit notation from any bank
  • Excludes opening/closing balances automatically
Foreign receipt being translated by Joy Pilot

Jodie

Translate

Café
Coffee €2.40
Croissant
Croissant €1.80
Eau pétillante
Sparkling water €3.10
Subtotal €6.64
TVA 10% €0.66
Total €7.30
Added to Expenses

Automatic Translation

Received a receipt in Japanese? A bank statement in French? Joy Pilot automatically detects the language and translates the extracted information into your preferred language — no extra steps, no manual translation needed.

  • Automatic language detection
  • Translates descriptions to your locale
  • Works across receipts, statements & documents
Business card being scanned by Joy Pilot

Contacts

New contact

Client name

Synergy Solutions

Name: Emma Brooks

Email: [email protected]

Phone: +44 7700 900123

Address: 123 Example St, London, SW1A 1AA

Currency: Pounds (GBP)

Add business card

Business Card Scanning

Met someone at a conference? Snap their card. Joy Pilot extracts the company name, person, email, phone number (with international dialling code) and even detects their preferred currency — then creates the contact in your system instantly.

  • Extracts company, name, email & phone
  • Adds international dialling codes automatically
  • Creates the contact for you in one step
Smart Communications

AI that helps you .

Joy Pilot analyses your communications and helps you craft the perfect follow-up. Whether it’s a gentle payment reminder or a professional chase, the AI understands the tone and context of your correspondence.

AI Follow-Up Emails

Generate professional follow-up emails based on your communication history. The AI adapts tone and urgency automatically.

Sentiment Analysis

Understand the mood of incoming emails and messages. Know whether a client response is positive, concerned or frustrated before you reply.

Send Invoices by Voice

Tell Jodie to email an invoice and she’ll prepare it and send it to your client — all from a simple voice command.

£300
DUE
Analysing payment history…
Client avg: 12 days · Tone: Friendly
Gentle reminder
Day 7 · Friendly
No response detected…
Escalating · Tone: Professional
Firm follow-up
Day 14 · Professional
Day 21
Natural Language

Accounting in .

Forget forms. Forget drop-downs. Just tell Joy Pilot what happened in your own words and the AI converts it into a properly structured accounting entry. It understands amounts, dates, contacts, tax rules and line items — all from natural language.

Type or speak — both work equally well
Understands relative dates (“last Monday”, “two weeks ago”)
Applies the correct tax treatment for your country
Matches existing contacts and categories automatically
Creates invoices, expenses and owner payments from conversation
Powered by the Best

World-class AI, working behind the scenes.

Joy Pilot doesn’t rely on a single AI engine. We orchestrate multiple specialist models to give you the best result for every task — from voice transcription to document understanding.

GPT Realtime

Powers Jodie’s live voice conversations and real-time natural language understanding.

Whisper & Speechmatics

Industry-leading speech-to-text for accurate voice transcription in any language.

Gemini & Document AI

Advanced document understanding for receipts, bank statements and multi-page PDFs.

ChromaDB Vectors

Vector database that remembers your reconciliation patterns and gets smarter with every match.

Everything AI Does for You

AI woven into every corner.

Here’s every way Joy Pilot uses artificial intelligence to save you time, reduce errors and make accounting feel like it handles itself.

Jodie AI Chat

Full conversational assistant — ask questions, create transactions, manage contacts, all by text or voice.

Voice Invoicing

Dictate invoice details naturally and the AI builds a complete, ready-to-send invoice.

Voice Expenses

Speak your expenses on the go — amount, supplier, date and category are all extracted automatically.

Smart Reconciliation

AI-powered bank matching using vector memory that learns your patterns and suggests the right match.

Receipt Scanning

Photograph receipts and the AI instantly extracts the supplier, amount, date, tax and individual line items, with the receipt image stored alongside the expense.

Bank Statement Import

Upload PDF or image bank statements — AI extracts every transaction across multiple pages.

Business Card Scanning

Photograph a business card and get a complete contact created with company, name, email, phone and currency.

Auto Translation

Foreign-language receipts and documents are automatically translated to your language during extraction.

AI Email Follow-Ups

Generate professional follow-up emails and payment reminders with context-aware tone and urgency.

Sentiment Analysis

Understand the mood of incoming emails and messages so you can respond appropriately.

Audio Transcription

Record voice notes and let AI convert them to text — perfect for documenting meetings or quick reminders.

Context-Aware AI

Every AI response is tailored to your country, business type, chart of accounts and tax rules.

Ready When You Are

Experience AI-powered accounting .

Every AI feature is included from day one. No premium tiers, no add-ons, no surprises. Start your free 1-month trial and let Jodie show you what’s possible.

No credit card needed · Set up in minutes · Cancel anytime