Built around how independents actually work.
Joy Pilot is cloud accounting for modern independents—fast invoicing, effortless expenses, and real-time tax clarity, without the endless admin.
All features included. No restrictions. No upsells.
It’s about how you work, not what you call yourself
Whether you call yourself a freelancer, contractor, sole trader, or landlord, the day-to-day is usually the same: you invoice (or earn income), track expenses, and need to stay tax-ready. That’s exactly what Joy Pilot is built for.
People use different labels to describe how they work—but your business structure is usually one of these:
Your business structure
Sole trader
You invoice in your own name
Limited company
You invoice through your company
Simple truth: a freelancer can run a limited company. A contractor can be a sole trader. Don’t get stuck on labels—pick what sounds most like your work week. Joy Pilot will fit.
Choose your flight path
Pick the option that sounds most like you. You’ll see exactly how Joy Pilot helps with the admin that comes with the way you work.
Freelancers
Project work, irregular income, messy receipts—made simple. Joy Pilot helps you:
- Send clean invoices fast (without rebuilding them every time)
- Capture expenses quickly so deductions don’t disappear
- Keep a clear view of what’s happening financially as you go
Works whether you’re a sole trader or a limited company.
Limited company directors
Multiple clients, repeat invoicing, expenses on the go—fully under control. Joy Pilot helps you:
- Stay on top of invoices and payment tracking
- Keep business spending tidy and easy to reconcile
- Maintain clarity without the spreadsheet gymnastics
If you invoice through a company, this setup is a strong match.
Sole traders & self-employed
Tax-ready, organised, and calm—without living in spreadsheets. Joy Pilot helps you:
- Track income and expenses consistently throughout the year
- Keep mileage/vehicle and GST/VAT-related records easy to manage
- Know where you stand so tax time isn’t a scramble
Common for people invoicing in their own name—but Joy Pilot works either way.
Landlords & property income
Rental income and property expenses—kept clean and easy to report. Joy Pilot helps you:
- Track rent and property-related costs in one place
- Keep receipts and records organised (no “year-end archaeology”)
- Simplify tax time with clear summaries of income and expenses
Great for one property or a small portfolio.
What you’ll get — no matter which path
Tax-ready clarity
Updates as you work so surprises don’t sneak up on you.
Fast receipt capture
Less typing, more doing — snap it, store it and go.
Clean invoicing
Looks great and helps you get paid faster.
Less admin, more confidence
Know where your business stands at a glance.
Built by people who’ve done this the hard way.
We know independents are time-poor—you’re often doing the work and the admin (hello, the “8-day week”). Joy Pilot has been built for independents for years, and we keep improving it so you can work faster, stay on top of the numbers, and claw back time for the good stuff—because going independent is about freedom and direction, not back-office busy-work.
I build windows and doors I don’t do accounts and like all good tradies my filing cabinet was my van. Not anymore. Joy Pilot has been a game changer. Jodie even answers questions that I don’t want to ask anyone else.
Murray H.
I like that I can run reports whenever I need to and get a clear picture of how things are tracking, without having to dig around for the information.
Pete Y.
The biggest difference for me is that I’m no longer saving everything up for later. I can deal with things as I go, which means my bookkeeping actually stays up to date.
Anne A.
Not sure where you fit? Quick sorter
No stress—here’s the simplest way to choose:
If you’re still unsure, pick the closest match—Joy Pilot isn’t fussy about labels.
Common questions
No. It’s built around how independents work—invoice, track expenses, stay tax-ready—so it fits across a wide range of industries.
This one’s our favourite question to answer—yes! Every feature, every tool, every update. No tiers, no add-ons, no “upgrade to unlock.” You get the lot from day one.
Absolutely—and this is a big part of how we think. Joy Pilot is designed to work beautifully on your phone because that’s where most independents actually are. Snap a receipt on the go, check your numbers between jobs, or use Jodie’s voice features to create an invoice without typing a thing. Mobile-first isn’t a buzzword for us—it’s the whole point.
Ready to spend less time on admin?
Join thousands of independents who’ve switched to smarter, friendlier bookkeeping. Start your free month today.
No credit card needed · Set up in minutes · Cancel anytime