Online Accounting Software
Less accounting.
More breathing room.
Smart, human-friendly online accounting software for freelancers, contractors and sole traders who want their books handled faster — without feeling locked out, upsold, or talked down to.
- Ask Jodie questions
- Create invoices by voice
- Let AI handle reconciliation
- Keep an eye on tax — stay in control
No credit card needed · Set up in minutes · Cancel anytime
of being a freelancer.
Sign up to boring
old existing software
Sign up to Joy Pilot
& get flying
in the world. Probably.
🏦 Bank Accounts [ + Add ]
📅 Calendar
| Date | Description |
|---|---|
| 31-Jul-2026 | 2nd payment on account |
| 31-Jan-2027 | Self-Assessment return due |
📈 Profit & Loss Summary See full report
| Business income | 1,525.00 |
| Less expenses | (30.00) |
| Net profit after tax | 1,495.00 |
💳 Expenses Create New
| Date | Description | Total |
|---|---|---|
| 14-May-2025 | Phone | 30.00 |
🛒 Invoices Show unpaid only Create New
| Sale # | Date | Client Name | Total |
|---|---|---|---|
| 0002 | 01-Jun-2025 | New Warehouse | 900.00 ✓ |
| 0001 | 01-May-2025 | New Warehouse | 625.00 ✓ |
No credit card needed · Set up in minutes · Cancel anytime
Your Unfair Advantage
Meet the features that make accounting feel effortless.
Joy Pilot turns invoices, expenses and bank admin into smooth sailing. No trudging. No jargon. Just calm, clever automation.
Meet Jodie — your calm co‑pilot.
Ask a question, find a number, add an expense. No digging. No jargon. It's like having a financial assistant in your pocket… but better with receipts.
Learn more →Enjoying the sunshine — any expenses this month?
Just one — £7.50 bus to Anderson Consulting on 5 Mar. That’s it!
Great, thanks Jodie!
No problem! Now go enjoy that sunshine ☀️
Invoice by voice (yes, really).
Tell us the details while you’re making coffee and we’ll build the invoice for you. When a quote’s accepted, it becomes an invoice in one click.
Learn more →Create an invoice for Riverside Design, 3 days website design @ £450/day
Riverside Design:
3 × £450/day
£1,350 (+VAT)
Due 21 Mar. Create?
Yes, create invoice
Invoice #2026-12 created! £1,350 (+VAT) ✉️
Snap it. Translate it. Done.
Take a photo and Joy Pilot pulls out the details, creates the expense, and stores the receipt alongside it — even if the receipt isn’t in English.
Learn more →Reconciliation, basically on autopilot.
Joy Pilot matches and reconciles your transactions automatically — with the odd quick check when something looks unusual.
Learn more →No gatekeeping. No “AI add‑on”.
All the smart stuff is included — receipt capture, translation, automation… the lot. Because upselling is exhausting.
Learn more →Accounting that travels well.
Phone, laptop, tablet — same full-power Joy Pilot, wherever you're working. Because life doesn't happen at your desk.
Learn more →A Day with Joy Pilot
A few tiny moments across your week — and suddenly your books are… handled.
We keep it simple, so you feel in control — even if accounting isn't your love language.
Money flows
Bank feed updates quietly in the background — nothing for you to do.
You speak
Invoice created while you’re doing literally anything else.
You snap
Receipts sorted and stored as you go. No end-of-month panic.
Joy Pilot matches
Everything reconciled — you only check the odd weird one.
You’re done
Totals + tax, sorted — clear, current, and under your control.
No credit card needed · Set up in minutes · Cancel anytime
Proof, Not Promises
Here's what happens when accounting stops being scary.
Always learning. Always on your side. · Built since 2003 — still obsessed with making accounting simpler. Read our story →
I feel much more in control of my bookkeeping now, spend far less time on it, and love being able to see my tax brackets clearly, so I worry much less about getting caught out.
Ann-Marie W.
Voice invoicing sounded gimmicky until I tried it. Now I use voice commands for invoices, expenses and other bits of admin between jobs. The whole thing just works.
Jamie H.
Easy to navigate, but still detailed and informative. I would definitely recommend to anyone who wants to run a limited company with as little administrative and accounting effort as possible and have a good live overview of their profits and taxes.
Dobrochna C.
Not all accounting software is built the same.
Some tools charge extra for the helpful bits — upselling you at every turn just to unlock features you actually need.
Joy Pilot? One flat price. Everything included. Sit back and relax.
Because we like being helpful
Grab the Freelancer Tax Toolkit
Checklists, templates, and “what do I actually need?” — practical stuff, no fluff.
No spam. Just helpful.
Pricing that flexes with real life.
One plan. All the good stuff included — no “AI add‑on” surprises.
Everything you need to stay on top of your numbers — without the faff.
No credit card needed · Set up in minutes · Cancel anytime
Deep Freeze
Taking a break? Pop it in Deep Freeze. Contracting can be seasonal. Keep everything ticking over without paying for a full plan.
- Bank feeds running
- Access to all your data
- Financial reports
- Up to 5 expenses / month
Because you’re going to compare anyway.
See the full comparison →You Might Wonder
Common questions
Nope. Jodie, voice invoicing, receipt capture (including translation) and the smart automation are all included.
We keep running totals so you can see what you owe and when — clear, current, and under your control.
It's a "pause mode" for quiet periods. If you're taking time off or between contracts, you can drop to Deep Freeze and keep your business running without paying for a full plan you're not using.
You'll still have access to your data, bank feeds continue to run, reporting stays available, and you can add up to 5 expenses per month.
Yes. No awkward conversations. Just click and done.
Explore further (without falling down a rabbit hole)
Curious how it works?
A simple walkthrough of how Joy Pilot handles invoicing, expenses, bank feeds, tax, and reporting — all in one place.
Walk through the workflow →Meet the AI wingman.
See what Jodie + voice invoicing can do (spoiler: it's pretty fun).
See AI features →Make tax less… tax-y.
Practical guides for freelancers and sole traders — minus the corporate waffle.
Browse the blog →