Joy Pilot
For UK users only Making Tax Digital for Income Tax is an HMRC programme. Non-UK users can ignore this page.
HMRC-Recognised Software

Making Tax Digital for , sorted.

Joy Pilot is HMRC-recognised software for MTD for Income Tax. Quarterly updates for self-employment and UK property, with in-product tax calculation — already live and recognised.

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Built for UK sole traders & landlords · No credit card needed

HMRC-recognised

Production application live

Fraud headers passed

Passed HMRC evaluation

5 live MTD APIs

Quarterly updates & calc

WCAG 2.1 AA

Self-certified accessible
In Plain English

What is ?

Making Tax Digital for Income Tax (MTD for IT) is HMRC’s new way of reporting self-employment and UK property income. Instead of one Self Assessment a year, you keep digital records and send HMRC a short update every quarter.

You’ll need MTD-compatible software to do it. Joy Pilot is that software — and we’re already recognised by HMRC.

When does MTD apply to you?

’26

April 2026

Gross income over £50,000 from self-employment and/or UK property

’27

April 2027

Threshold drops to £30,000

’28

April 2028

Threshold drops to £20,000

Source: HMRC. Thresholds apply to combined gross self-employment and UK property income.

Live Now

Recognised and live in

HMRC has recognised our production application for five MTD for IT APIs. These features are working in Joy Pilot today.

Business Details

Retrieve and confirm your business details directly from HMRC.

v2.0 · Recognised

Obligations

See your quarterly update deadlines and submission status in one place.

v3.0 · Recognised

Self-Employment Business

Submit quarterly updates for your sole-trader income and expenses.

v5.0 · Recognised

Property Business

Report UK property income and allowable expenses every quarter.

v6.0 · Recognised

Individual Calculations

In-product tax calculation so you always know where you stand.

v8.0 · Recognised
Fraud prevention

HMRC’s fraud prevention header evaluation has been passed for the WEB_APP_VIA_SERVER connection method.

On The Roadmap

Coming before

We’re building out the full end-of-year journey so a typical sole trader or landlord can complete their return entirely inside Joy Pilot.

End-of-year return

Finalise your Self Assessment inside Joy Pilot.

Employment (PAYE) income

Pull employment income via HMRC APIs.

UK interest income

Record and report UK interest.

UK dividends income

Record and report UK dividends.

State pension income

Include state pension in your return.

Private pension income

Include private pension income.

Private pension contributions

Claim tax relief on contributions.

Construction Industry Scheme

CIS income and deductions.

Student Loan

Student Loan repayments at year end.

High Income Child Benefit Charge

HICBC calculated automatically.

Marriage Allowance

Apply Marriage Allowance where eligible.

Voluntary Class 2 NI

Opt in to voluntary National Insurance.

Charitable giving (Gift Aid)

Claim tax relief on donations.

Our roadmap is prioritised by customer volume — mainstream income types come first. A handful of specialist areas (foreign income, Capital Gains Tax, partner income, SA Assist) are not on the v1 roadmap.

How It Works

Four quarterly updates, one year-end

1

Keep digital records

Invoice clients, capture receipts, and categorise transactions as you go — same as everyday bookkeeping in Joy Pilot.

2

Submit quarterly

Every three months, send a summary of your self-employment or property income straight to HMRC from inside Joy Pilot.

3

See your tax live

In-product tax calculation keeps a running estimate using HMRC’s own figures — no more year-end surprises.

4

Finalise at year-end

Confirm your figures and submit your final declaration — the MTD-for-IT replacement for Self Assessment.

FAQ

MTD

Yes. Joy Pilot’s production application has passed HMRC’s fraud prevention header evaluation and holds live API subscriptions for Business Details, Obligations, Self-Employment Business, Property Business and Individual Calculations.

UK sole traders and landlords with gross self-employment and/or UK property income above £50,000 from April 2026, £30,000 from April 2027 and £20,000 from April 2028. If that’s you, you’ll need MTD-compatible software.

Quarterly updates and in-product tax calculation are live now. End-of-year return functionality is in development and planned for delivery before the April 2027 mandation, alongside extra income types like employment (PAYE), UK interest, UK dividends and pensions.

For the initial release we’re focused on the mainstream sole-trader and landlord journey. Foreign interest, foreign dividends, Capital Gains Tax, partner income and SA Assist are not on the v1 roadmap. If your return depends on one of these, an accountant-led product may be a better fit until we catch up.

No. Making Tax Digital is a UK-only HMRC scheme. If you’re in New Zealand, Australia or anywhere else, you can ignore this page and use Joy Pilot for everyday bookkeeping as normal.

Get MTD-Ready

Ready to make tax ?

Start your free month, connect your bank and see how calm quarterly reporting can feel. Jodie’s ready to help.

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